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Mahilum, Jofi V., Liceo de Cagayan University, Cagayan de Oro City
Marco, Loqui O., Armed Forces of the Philippines Cagayan de Oro City, Philippines
Mercado, Ivan Rey T., Bangko Sentral ng Pilipinas Cagayan de Oro City, Philippines
Mercado, Leizl O., Social Security System Cagayan de Oro City, Philippines
Miranda, Teofany, Rural Bank of Talisayan Manolo Fortich, Bukidnon, Philippines
Montibon, Mae Lorraine E., Liceo de Cagayan University Cagayan de Oro City, Philippines

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ISSN: 2244-0453